InsurancePathway.com is dedicated to protecting the privacy of our users. We want to provide a safe, secure user environment. We will use our best efforts to ensure that the information submitted to us remains private, and is used only for the purposes as set forth herein. This Privacy Statement sets forth the online data collection and usage policies and practices that apply to InsurancePathway.com and does not apply to information we collect in any other fashion.

Your data will be stored and processed in whole or in part in the United States. The information we gather on InsurancePathway.com may be shared within InsurancePathway.com-affiliated companies on a worldwide basis in order to distribute the products and services we offer to employers such as searches for job seekers or in order to undertake analysis of our database. "Affiliated companies" means entities that control, are controlled by or are under common control with InsurancePathway.com.

InsurancePathway.com contains links to other Web sites over which we have no control. We are not responsible for the privacy policies or practices of other Web sites to which you choose to link from our site. We suggest you review the privacy policies of those other Web sites so you can understand how they collect, use and share your information.

Collection and Use of Information by InsurancePathway.com InsurancePathway.com does collect information about all of our users; such as what area users visit most frequently. In some areas of InsurancePathway.com, we request that you provide personal information, including your name, address, email address, telephone number credit card number, contact information, billing information and any other information from which your identity is discernible. In other areas, we collect or may collect demographic information that is not unique to you such as your ZIP code, age, preferences, gender, interests and favorites. Sometimes we collect or may collect a combination of the two types of information.

In addition, we also gather or may gather certain information about your use of InsurancePathway.com, such as what areas you visit and what services you access. Moreover, there is information about your computer hardware and software that is or may be collected by us. This information can include without limitation your IP address, browser type, domain names, access times and referring Web site addresses, but is not linked to your personal information.

Our Use of Your Information
We use the information we gather on InsurancePathway.com, whether personal, demographic, collective or technical, for the purpose of operating and improving InsurancePathway.com, fostering a positive user experience, and delivering the products and services that we offer.

If you have provided consent for us to do so, we may also use the information we gather to inform you of other products or services available from us or our affiliated companies or to contact you about your opinion of current products and services or potential new products and services that may be offered.

We may use your contact information in order to send you email or other communications regarding updates at InsurancePathway.com, and if you have requested information on new InsurancePathway.com opportunities and additional job postings which may be of interest to you. The nature and frequency of these messages will vary depending upon the information we have about you.

In addition, at the time of registration for an InsurancePathway.com account, you have the option to elect to receive additional communications, information and promotions, including without limitation, free informational newsletters from us relating to topics that may be of special interest to you, such as career management advice.

We have areas on InsurancePathway.com where you can submit feedback. Any feedback you submit in these areas becomes our property, and we can use such feedback (such as success stories) for marketing purposes or to contact you for further information.

Choices Regarding the Disclosure of Personal Information to Others
We do not disclose your personal information to third parties, or your combined personal and demographic information or information about your use of InsurancePathway.com (such as the areas you visit or the services you access), except as set forth below.

1. We disclose information if legally required to do so, if requested to do so by a governmental entity or if we believe in good faith that such action is necessary to: (a) conform to legal requirements; (b) protect our rights or property or our affiliated companies; (c) prevent a crime or protect national security.
2. We disclose information to companies and individuals we employ to perform functions on our behalf. Examples include hosting our Web servers, analyzing data, providing marketing assistance, processing credit card payments, and providing customer service. These companies and individuals will have access to your personal information as necessary to perform their functions, but they may not share that information with any other third party.

Other Uses of Information
We also share aggregated anonymous information about visitors to InsurancePathway.com with its clients, partners and other third parties so that they can understand the kinds of visitors to InsurancePathway.com and how those visitors use InsurancePathway.com.

Resumes on InsurancePathway.com
As InsurancePathway.com is a career site, you, the visitor, have the option of posting your resume in our database. There are three ways of doing this:

1. You may post your resume in our database, but not allow it to be searchable. Not allowing it to be searchable means that it will be available to you to send to apply to jobs on-line. Recruiters will not have access to search this resume.
2. If you post your resume to the searchable database, then all recruiters who pay for access to our resume database product will have access to your resume. We attempt to limit access to our searchable resume database (or copies thereof) only to paying employers, recruiters, hiring managers, headhunters, and human resource professionals, as well as law enforcement and national security agencies, but cannot guarantee that other parties will not gain access to this database. We are not responsible for the use made of resumes by third parties who access such resumes while they are in our searchable database. However, the portions of your searchable resume (not your contact information) that are automatically made public in your InsurancePathway.com profile are accessible to anyone who uses InsurancePathway.com. You may remove your resume on InsurancePathway.com or delete your profile on InsurancePathway.com at anytime, but, employers, recruiters and others who have paid for access to the InsurancePathway.com resume database or to obtain a copy of that database, as well as parties who have otherwise gained access may have retained a copy of your resume in their own files or databases. We are not responsible for the retention, use or privacy of resumes in these instances.
3. If you post your resume to the searchable database, but desire your contact information to be unavailable, InsurancePathway.com provides that alternative to you as well. If you have a confidential resume, but apply to a job posting on InsurancePathway.com, the employer to whom you send your resume will be able to view your contact information. In addition, portions of your searchable resume (but not your contact information) may be made public in your InsurancePathway.com profile. InsurancePathway.com is not responsible for contact information left in the body of the resume.

Posting to Public Areas of InsurancePathway.com
Please remember that if you post any of your personal information in public areas of InsurancePathway.com, such as in online forums, or in the InsurancePathway.com searchable resume database, such information may be collected and used by others over whom we have no control. We are not responsible for the use made by third parties of information you post or otherwise make available in public areas of InsurancePathway.com.

Updating Account Information
InsurancePathway.com allows you to change or correct your personal information at any time. To do so, simply log into you're InsurancePathway.com account, and you will find options for editing the information you have submitted.

If you opted to receive newsletters, commercial emails or other communications from InsurancePathway.com or third parties at the time you created an InsurancePathway.com account, but later change your mind, you may opt-out by editing your account as outlined above. If you previously opted not to receive such communications, you may later opt-in by editing your account as well.

We retain indefinitely all the information we collect about you in an attempt to make your repeat use of InsurancePathway.com more efficient, practical, and relevant. Of course, you can delete your resume from InsurancePathway.com’s online database and close your InsurancePathway.com account at any time, in which event we will remove all our copies of your resume from InsurancePathway.com and remove your InsurancePathway.com account information, except for an archival copy which is not accessible on the Internet.

Security of the Personal Information
We have implemented commercially reasonable technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes.

When you place an order online at InsurancePathway.com, your credit card information is protected through the use of encryption, such as the Secure Socket Layer ("SSL") protocol. SSL makes it difficult for your credit card information to be intercepted or stolen while being transmitted. InsurancePathway.com is encrypted at 128-bit minimum to 256-bit encryption. We use a service company to process credit card transactions. For further information on this company's privacy and security practices, please click here.

Cookies
We use a feature on your internet browser called a "cookie". Cookies are small files that your web browser places on your computer's hard drive. We use cookies for remembering user names, passwords, preferences, tracking click streams, and for load balancing. Because of our use of cookies, we can deliver faster service, consistent, updated results, and a more personalized site experience. You have the option of setting your browser to reject cookies. However, doing this will hinder performance and negatively impact your experience on our site.

Feedback
InsurancePathway.com has an area on the site where you can submit feedback. Any feedback that is submitted through this area becomes property of InsurancePathway.com. We may use this feedback, such as success stories, for marketing purposes, or to contact you for further feedback on the site.

Minors
InsurancePathway.com is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. We believe that children should get their parents' consent prior to giving personal information. If you are concerned about your child's use of InsurancePathway.com, we encourage you to use Web filtering technology to supervise your child's access to the site.

Privacy Commitment Changes
If we decide to change our privacy commitment for InsurancePathway.com, we will post those changes here so that you will always know what information we gather, how we might use that information, and whether we will disclose it to anyone. If, at any time, you have questions or concerns about the InsurancePathway.com privacy commitment please feel free to contact us and speak with one of our representatives.

Contact Information
InsurancePathway.com has its principal place of business at 14 Wall Street, New York, NY 10005. 212 618-1436. www.InsurancePathway.com is the legal entity which determines the purposes and means of processing the information gathered at this site.

Thank you for using InsurancePathway.com.